Lincoln Financing near Philadelphia, PA

Meet with our Lincoln finance team to review the auto lease and car loan options that are available to you. Our Lincoln dealership near Philadelphia, PA, makes it easy to compare new Lincoln models or used luxury cars for sale. From our Lincoln Nautilus SUVs to Continental sedans, there are plenty of refined vehicles for you to choose from. Once you find the one that checks every box, we can find a car payment plan you'll be happy with. 



Visit Bergey's Lincoln or shop online to compare the benefits of buying vs. leasing a new Lincoln. We can estimate your credit score online and help you find out what kind of Lincoln financing rates you're eligible for. From there, we'll walk you through the entire car-buying process and show you different new Lincoln specials at our Pennsylvania Lincoln dealer. Your next luxurious ride is around the corner, stop by Bergey's Lincoln to get the keys to a vehicle you'll love for miles and miles.






Bergey's Lincoln

Bergey's Lincoln

Local Auto Finance Center Offering Lincoln Leases and Loans

Serving: Lansdale, PA & Montgomeryville, PA

Local Phone: (215) 368-4300

Directions to Bergey's Lincoln

1201 N Broad St, Lansdale, PA 19446

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

GAP Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With GAP Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (215) 368-4300 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Lincoln Financing and Leasing in Lansdale, PA

Make your Lincoln ownership dreams a reality with comprehensive financing and leasing solutions at Bergey's Lincoln of Lansdale. Our experienced finance team works with Lincoln Motor Credit and multiple lending partners to secure competitive rates and flexible terms that fit your budget and lifestyle preferences. Whether you're purchasing your first Lincoln or adding another luxury vehicle to your collection, we provide personalized financing solutions that make luxury vehicle ownership accessible and affordable for customers throughout Pennsylvania.

New Lincoln Financing Options

Secure competitive financing for your new Lincoln purchase with loan terms and interest rates designed to fit your budget and credit profile. Our finance specialists work with Lincoln Motor Credit and a network of preferred lenders to find the best available rates and terms for your specific situation. New Lincoln financing typically offers the most favorable rates and terms due to the vehicle's full warranty coverage and higher resale value. We can structure loans with various down payment options and term lengths, allowing you to balance monthly payment amounts with total interest costs. Our goal is to create a financing solution that makes your new Lincoln purchase comfortable and sustainable within your financial goals.

Pre-Owned and Certified Pre-Owned Financing

Finance your pre-owned or certified pre-owned Lincoln with specialized lending programs designed for quality luxury vehicles. Pre-owned Lincoln financing often provides attractive rates for certified vehicles due to their comprehensive inspection and warranty coverage. Our lending partners understand the value and reliability of Lincoln vehicles, allowing us to secure competitive rates even for pre-owned purchases. We work with lenders who specialize in luxury vehicle financing and understand the unique aspects of Lincoln ownership, ensuring you receive appropriate terms and conditions for your pre-owned Lincoln purchase.

Lincoln Leasing Programs

Experience the latest Lincoln luxury with leasing programs that provide lower monthly payments and the ability to drive newer models with the latest technology and safety features. Lincoln leasing allows you to enjoy luxury vehicle benefits without the long-term commitment of ownership, making it ideal for customers who prefer to drive newer vehicles or change models frequently. Lease terms typically range from 24 to 48 months with various mileage allowances to match your driving habits. Our lease specialists explain the benefits and considerations of leasing, helping you understand how lease payments, residual values, and end-of-lease options work to ensure leasing aligns with your preferences and lifestyle.

Credit Solutions for All Situations

Our finance team works with customers across the credit spectrum, from excellent credit to challenged credit situations, ensuring everyone has an opportunity to experience Lincoln luxury. We maintain relationships with lenders who specialize in various credit profiles, allowing us to find financing solutions even for customers with past credit challenges. Our approach focuses on finding solutions rather than obstacles, working to structure deals that help rebuild credit while providing access to reliable luxury transportation. We understand that credit situations are often temporary and work to provide financing opportunities that support your long-term financial goals.

Down Payment and Trade-In Options

Minimize your out-of-pocket expenses and monthly payments with flexible down payment options and competitive trade-in valuations. We accept cash down payments, trade-in vehicles, or combinations of both to reduce your financing amount. Our professional appraisal team provides fair market value assessments for trade-in vehicles of all makes and models, ensuring you receive maximum value for your current vehicle. Trade-in equity can serve as your down payment, potentially eliminating the need for cash down while reducing your loan amount and monthly payment. We handle all trade-in paperwork and payoff details, making the process convenient and straightforward.

Lincoln Motor Credit Programs

Take advantage of special financing programs available through Lincoln Motor Credit, Ford Motor Company's captive finance arm that often provides promotional rates and terms for qualified buyers. Lincoln Motor Credit programs may include special APR offers, extended terms, or unique lease incentives that provide better value than traditional lending sources. These programs are designed specifically for Lincoln customers and often feature benefits such as flexible payment options, online account management, and specialized customer service. Our finance team stays current with all Lincoln Motor Credit programs to ensure you receive any available special rates or terms for which you qualify.

Online Credit Applications and Pre-Approval

Streamline your financing process with our secure online credit application that provides quick pre-approval decisions and allows you to shop with confidence. Pre-approval gives you a clear understanding of your financing options before you visit our showroom, allowing you to focus on selecting the perfect Lincoln rather than worrying about financing details. Our online application is secure and confidential, and our finance team reviews each application personally to ensure you receive the best possible financing terms. Pre-approval decisions are typically available quickly, allowing you to move forward with your Lincoln purchase efficiently.

Extended Financing Terms and Payment Options

Customize your financing with extended term options and flexible payment structures designed to fit your budget and cash flow preferences. Extended terms can reduce monthly payment amounts, making luxury vehicle ownership more accessible, while shorter terms minimize total interest costs for customers who prefer to pay off their vehicles quickly. We offer various payment structures including traditional monthly payments, bi-weekly options that can reduce total interest costs, and seasonal payment plans for customers with variable income. Our finance team helps you understand how different term lengths and payment structures affect your total cost and monthly budget.

Gap Insurance and Protection Products

Protect your Lincoln investment with gap insurance and vehicle protection products that safeguard against unexpected financial exposure. Gap insurance covers the difference between your loan balance and insurance settlement if your vehicle is declared a total loss, protecting you from owing money on a vehicle you no longer have. We offer various protection products including extended warranties, tire and wheel protection, interior and exterior protection plans, and mechanical breakdown insurance. These products provide peace of mind and financial protection throughout your ownership experience, and many can be included in your financing for convenient monthly payments.

Business and Commercial Financing

Lincoln luxury vehicles make excellent business and commercial vehicles, and we provide specialized financing solutions for business customers and commercial applications. Business financing may offer tax advantages and different qualification criteria compared to personal financing, potentially providing better terms for qualified business buyers. We work with lenders who understand commercial vehicle needs and can structure deals that support business goals while providing appropriate tax and accounting benefits. Our commercial finance specialists understand the unique aspects of business vehicle purchases and can help structure deals that align with your business financial strategies.

First-Time Buyer Programs

Enter the luxury vehicle market with confidence through first-time buyer programs designed to help customers establish automotive credit while experiencing Lincoln luxury. These programs often feature flexible qualification criteria, reduced down payment requirements, or special consideration for customers with limited credit history. First-time buyer programs recognize that everyone deserves an opportunity to experience luxury vehicle ownership and are designed to support customers in building positive credit history through responsible vehicle financing. Our finance team provides guidance and education to help first-time buyers understand automotive financing and make informed decisions.

Refinancing and Payment Solutions

Existing Lincoln owners may benefit from refinancing options that can reduce monthly payments, change loan terms, or provide cash for other needs. Refinancing can be particularly attractive when interest rates have decreased since your original purchase or when your credit profile has improved. We also provide payment solutions for customers experiencing temporary financial difficulties, working with lenders to modify terms or adjust payment schedules when possible. Our goal is to help Lincoln owners maintain their vehicles and protect their credit through challenging situations while finding solutions that work for both customer and lender.

Expert Finance Guidance and Transparency

Our experienced finance team provides expert guidance throughout the financing process, ensuring you understand all terms, conditions, and options before making decisions. We believe in transparent financing with clear explanations of interest rates, terms, payment amounts, and any additional products or services. Our finance specialists take time to explain how different financing options affect your monthly budget and total cost, helping you make informed decisions that align with your financial goals. We never pressure customers into financing decisions and encourage questions to ensure complete understanding of all aspects of your Lincoln financing arrangement. As a family-owned dealership serving Pennsylvania since 2008, and part of the trusted Bergey's Auto Group legacy since 1924, we're committed to providing honest, transparent financing solutions that support your long-term financial well-being while making Lincoln luxury accessible and affordable.